Financial Calculators
Free Mortgage, Loan, Amortization, Retirement & Savings Calculators for Microsoft Excel®
Do you need more flexibility than online financial calculators can provide? Are you worried about entering your financial information on the internet? Download our free financial spreadsheets, designed for Microsoft Excel®,and work with them on your own computer.
Our financial templates are designed primarily for personal use, with the end user being anyone who has a basic understanding of spreadsheets. Although intuitive to use, each calculator also contains helpful information within the cell comments, and additional resources and references are provided on the individual download pages.
Advertisement
Browse Categories
Are you a financial planner? If so, check out the Financial Planner's Template Pack
Featured Financial Calculators
- Full-featured mortgage calculator
- Fixed-rate and adjustable-rate mortgages
- Amortization schedule
- Optional extra payments
- How fast can I get out of debt?
- Try different debt reduction strategies
- List up to 20 creditors
- Flexible payment and compound frequency
- Optional extra payments
- Commercial licenses available
Advertisement
Mortgage and Home Affordability Calculators
The ultimate all-in-one mortgage calculator for Excel. Fixed or variable rate. Optional extra payments.
Create an amortization table and graphs for adjustable rate mortgage (ARM) loans.
Estimate the mortgage that you can afford based on income, debt-to-income ratio, down payment, and housing expenses.
More
Savings & Retirement Calculators
Estimate how much of your salary to save to reach your retirement goal.
Create a college savings plan for your children, including costs for K-12 and high-school.
Figure out how much you will need to have saved for retirement, and how long your nest egg may last.
More
Budget Calculators
Combines a yearly budget planner with monthly calculations and graphs.
Create a simple yearly home budget, with expenses divided into deductible and non-deductible categories.
Track your cash, checking, credit, and savings in Excel on your mobile phone.
More
Advertisement
Loan Calculators
Understand what you are getting into before you buy! Figure out how much you'll need to finance and what type of loan will work best for you.
Calculate the payment required to pay off an auto or mortgage loan in one big chunk after a number of regular payments have been made.
This is a special type of mortgage based on simple interest calculations and daily interest accrual.
Debt Reduction and Credit Tracking
How fast can I get out of debt using the snowball or avalanche technique?
For small businesses, lenders, or borrowers wanting to track draws, payments, and interest for a general line of credit.
Keep track of your credit card transactions, fees and payments with this free account register template.
More
Business & General Finance Calculators
Calculate the Break-Even Point or Payback Period for a new venture or product.
Calculate your net worth based on the total of all your assets minus your liabilities.
Perform a basic cash flow analysis for a rental property, including capitalization rate and cash on cash return.
More
Payroll Calculators
How do the W-9 allowances affect your tax withholdings?
Enter clock-in and clock-out times and the total breaks in minutes. Calculates total hours worked and overtime automatically.
Track your vacation, sick leave, and personal leave. Great for both employers and employees.
