It’s common for homeowners to have questions about their homes. Whether it’s in the area of disasters and emergencies, mortgages, rentals, energy information, environment, home improvements, or product recalls, the government offers a lot of great resources to help homeowners. Contacting the various government departments for information is the best choice because they offer the most authoritative and comprehensive instructions or tips on various subjects. Here are the best government resources for homeowners.

Disaster, Fire, Weather & Emergencies

Real Estate, Mortgages & Rental Housing

  • Fair Housing Act: Study the Fair Housing Act to know your rights to housing in the United States.
  • Guide to Fair Lending: The FDIC provides a guideline for homeowners on the issue of fair lending.
  • Buying a Home: A great starting point for people who are thinking of buying a home with a lot of useful resources.
  • Adjustable Rate Mortgages: The Federal Reserve Board provides a handbook on the topic.
  • Mortgages: The USA government site offers a list of links to help home buyers and homeowners learn more about mortgages.
  • HUD: The official website of the US Department of Housing and Urban Development with a host of resources to help homeowners.
  • Shopping or a Mortgage: The FTC provides excellent information on how to look for the best mortgages.
  • Home Equity Lines of Credit: Consumer information from the FTC regarding HELOCs.

Energy Information

Environment

Home Improvement

  • Home Improvements: The HUD offers information on federal loan programs, community-based programs, and consumer information for home improvements.
  • Home Improvement Guide: The FTC's guide for home improvement.
  • Home Improvement Incentive: An explanation on the Rural Repair and Rehabilitation program which provides loans and grants for rural development.
  • Home Improvement Fraud: Find out all about home improvement fraud.
  • Protect Your Move: The Federal Motor Carrier Administration offers a lot of information for people who are moving.

Product Recalls

Safety

  • Air Now: Come here to find out about conditions and forecasts of local air quality.
  • Carbon Monoxide: The EPA highlights the dangers of carbon monoxide.
  • Electrical Safety: Learn about electrical safety in the home.
  • Fire Safety: Learn about home fires and how to prevent them.
  • Mold: Read this info to protect yourself from mold.
  • Household Chemical Emergency: Instructions on how to prevent and handle household chemicals.
  • Lead Poisoning: The CDC's site about lead poisoning.
  • Radon & Cancer: The National Cancer Institute answers frequently asked questions about radon and cancer.
  • Reducing Radon Risks: The EPA's site about Radon risks and Radon protection.

Additional Information

  • HUD - US Department of Housing and Urban Development
  • CPSC - US Consumer Product Safety Commission
  • USFA - US Fire Administration
  • EPA - United States Environmental Protection Agency
  • FCC - Federal Trade Commission
  • OVC - Office for Victims of Crime
  • NOAA- National Oceanic and Atmospheric Administration
  • FEMA - Federal Emergency Management Agency
  • FTC - Federal Trade Commission
  • DOE - Department of Energy
  • EIA - US Energy Information Administration
  • USDA - United States Department of Agriculture
Disclaimer: This article is meant for educational purposes only.

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