Retirement Savings Calculator

Are you looking for a simple retirement savings calculator? I got swamped as I began looking for retirement planning calculators and software. What I really wanted was a Microsoft Excel ® spreadsheet for calculating a simple annuity (interest earned plus annual payments), comparing the total amount invested up until retirement to the amount earned in interest. I couldn't find what I wanted, so I went ahead and created my own, which you can download for free below. This page also provides links to other retirement calculators and software.


Excel Retirement Calculator
Screenshot 		Retirement Savings Calculator

Estimate the future value of your retirement savings, based on a starting balance, expected interest rate, and annual investments. Compare total payments to interest earned. Run simulations with random annual interest rates and a variable number of annual payments.

(Contains no macros) 		Download the Retirement Savings Calculator Download Now

File Type: .xls
Size: ~58 KB
Required: Microsoft Excel 2000/XP/2003/2007
License: Free (For Personal Use)

Note: This Excel template is meant for educational purposes only. Please consult a professional financial advisor before making any final financial decisions.

Retirement Planning Calculators


401(k) Savings Calculator - www.vertex42.com
This is our new 401k spreadsheet that estimates your 401(k) savings after a number of years of contributions.

Retirement Budget - Microsoft.com
This template has you estimate your retirement budget by entering housing costs, personal expenses, living expenses, medical expenses, and retirement income. A good place to start to figure out how your retirement income is going to last.

Lifetime Savings Calculator - Microsoft.com
This calculator estimates the amount of savings accumulated through retirement by reducing a single monthly expense and investing the amount saved.

Retirement Checklist - Microsoft.com
A checklist for use by financial advisors to help clients plan for life after retirement.

Retire Early Calculators - retireearlyhomepage.com
John P. Greaney, P.E. has created a variety of Excel spreadsheets for calculating safe withdrawal rates and the Generation-X Retirement Planner calculates how much money you'll need to retire early. These calculators are quite extensive.

Retirement Calculators and Articles - money.msn.com
There are a bunch of articles and online calculators on the MSN Money site.

Simple Savings Calculator - www.vertex42.com
Similar to the 401k Calculator and Retirement Planning Spreadsheet, but it gives you more flexibility to include extra regular or annual deposits.

Retirement Planners and Software

I would recommend doing a search for "retirement planning software" on Google if you are looking for high-end software. There is a good chance that you already have what you need if you own Quicken, which has a built-in retirement planner tool.
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