Mortgage Calculators

Are you buying a home? Are you helping a client with a mortgage decision? Vertex42 provides many free mortgage calculators that you can download and work with on your own computer, using Microsoft Excel. You can customize the spreadsheets, add your own calculations, print amortization schedules, and save your results.

Featured Mortgage Calculators for Excel

THE Home Mortgage Calculator Our free full-featured mortgage calculator, including fixed-rate and adjust-rate mortgages, amortization schedule, and optional extra payments.

ARM Calculator (Adjustable Rate Mortgage) How bad can it get? How high might your monthly payment get over time? Include optional extra payments.

Mortgage Payment Calculator Simple calculator for making side-by-side comparisons of different mortgages

Home Equity Loan Calculator Need a second mortgage? Hopefully not.

Simple Interest Mortgage Calculator This is a special type of mortgage based on simple interest calculations and daily compounding.

Interest-Only Mortgage Calculator For fixed-rate interest-only mortgages loans, where the interest-only period is specified as a number of years, after which the mortgage amortizes at a fixed-rate over the remaining years.