Vertex42 provides high quality free Excel-based loan calculators to both individuals and industry professionals. We believe that a strong basic financial education is the key to living within your means, avoiding bad debt, and becoming financially secure. We hope that our loan calculators can help you make better decisions and save money.

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Loan Calculators

Featured Loan Calculators

Amortization Schedule

Loan Amortization

Create a professional loan amortization schedule for fixed-rate loans.

Auto Loan Calculator

Auto Loan Calculator

Understand what you are getting into before you buy! Figure out how much you'll need to finance and what type of loan will work best for you.

Line of Credit Calculator

Line of Credit Calculator

This is a general revolving line of credit calculator, useful for estimating and tracking payments on a Home Equity Line of Credit (HELOC).


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Balloon Loan Calculator

Balloon Loan Calculator

Calculate the payment required to pay off an auto or mortgage loan in one big chunk after a number of regular payments have been made.

Interest-Only Loan Calculator

Interest-Only Loan Calculator

Use this for fixed-rate interest-only loans, with optional extra payments. The IO period is specified as a number of years, after which the loan amortizes over the remaining years.

Simple Interest Loan Calculator

Simple Interest Loan Calculator

A "Simple Interest Loan" or "Simple Interest Mortgage" is a special type of loan in which the interest accrues daily in a separate interest accrual account.

Home Equity Loan Calculator

Home Equity Loan Calculator

This is the ultimate "second-mortgage" calculator. Hopefully, you'll never need to use it. It can help answer the questions (a) How much can I borrow? (b) What will my monthly payment be? (c) How much equity will I have in N years?


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