Retirement & Savings Calculators
Free Retirement and Savings Calculators for Microsoft® Excel®
Are you planning for retirement? Creating a college savings plan? Although it is nearly impossible to predict what the market and economy will be like over the years, our savings and retirement calculators can help you estimate how much you need to save to reach your goals. Our free retirement and savings spreadsheets are designed for Microsoft Excel, so you can work with them on your own computer.

One unique thing about our 401k and Savings calculators featured below is the ability to select a "random rate" option, which assigns a random interest rate to each year so that you can experiment with how fluctuations in the market might affect your balance over time.
Featured Retirement Calculators
401k Calculator
- How much will I have saved by the time I retire?
- Track your balance over time & calculate IRR
Savings Interest Calculator
- How fast will my savings account grow?
- Set up a simple savings plan
- Estimate the interest earned in your savings account over time
College Savings Calculator
- Create a college savings plan for your children
- Includes costs for K-12 and high-school
Savings Goal Tracker
- Keep track of how your savings is allocated.
- Track the progress of your goals.
- Ideal for people who budget.

