Free Savings Interest Calculator

Estimate the Future Value of Your Savings Account

Our Savings Interest Calculator is a free Microsoft® Excel® spreadsheet that is simple to use and much more powerful than most online savings calculators that you'll find. Not only will it estimate the future values of your savings account with optional periodic deposits. It includes a yearly amortization table, that lets you specify annual deposits of irregular amounts. You can also choose an option that randomizes the annual interest rates within the Min/Max values you specify so you can get an idea of what a fluctuating market might do to your investment.

If you are comfortable with Excel, you can also use our Savings Calculator as a template and customize it to suit your own personal situation. We also have a 401(k) Savings Calculator designed specifically for estimating the future value of a 401(k) savings account.

Simple Savings Interest Calculator
Screenshot

Simple Savings Interest Calculator

Estimate the interest earned in your savings account. Include regular monthly deposits and/or an annual deposit. This simple to use Microsoft Excel spreadsheet includes a yearly amortization table showing the interest earned each year.

A unique feature of this savings calculator is the option to select a random interest rate, to simulate fluctuation in the market. Just press F9 a bunch of times to see how the graph of the balance changes.

(No Installation, No Macros, Ad-Free)

Download the Savings Calculator Download Now

Cost: Free ($0.00)

File Type: .xls
Size: ~55 KB
Version: 1.0
Required: Microsoft Excel 2002(XP), 2003, or 2007

Technical Support:
Contact Vertex42 via email if you have questions specifically about this spreadsheet.


Caution: This spreadsheet and the content on this page is for illustrative purposes only. We cannot guarantee the results. Interest rates vary over time as do tax laws. Please consult a qualified professional regarding financial decisions.

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