Large companies often offer expense accounts to employees to make business-related purchases, but what about small businesses? A simple Reimbursement Form may be all you need! Small businesses can use reimbursement forms in place of expense accounts to accomplish the same task and simplify accounting. An employee uses the reimbursement form to recover business expenses [...]

How will you help your child save for college? This could be a scary thought. For one thing, most people have no idea how much college is going to cost  years from now when their child starts attending. The actual amount is as varied as the number of institutions there are to attend. But this shouldn’t stop you from trying [...]

Do you get frustrated when your kids ask for money or hound you to buy them the latest gadget? Most kids don’t like to do chores, but learning how to work and save money is vital! It builds character, helps teach responsibility, and is one of the most important principles of personal finance. Although some work requires more maturity, there are [...]

Answering the question “How much do I need to save for retirement?” requires you to estimate how much you think you could live on after you retire. But, don’t forget about inflation. If you think you could live on $75,000 based on today’s prices, what would that be equivalent to 20 years from now? We [...]

So you’re planning the biggest day of your life. This is an important occasion and naturally you want it to be special. But, how do you plan a wedding that isn’t going to start you out financially ruined? You may feel like everything is happening all at once and it can be overwhelming. First, stop [...]

Having the necessary tools and knowledge is critical to the job seeker’s success. Networking can often be the key! Writing a good resume is usually considered a vital part of getting an interview. Finding an appropriate resume template is one step. Applying various resume tips is another. However, sometimes networking can get you a foot [...]

Where is your immunization record? Where do you keep the vaccination records for your children? Does your doctor have a copy? Do keep paper copies in your safe? Do you carry your immunization card in your purse or wallet? Or do you even have an up-to-date vaccination record? I have no idea when I last [...]

Are you sitting at the computer ready to create the stellar resume, yet scratching your head figuring out what to do with burdensome employment gaps? Life is stressful enough without worrying about how to explain that time of unemployment to the interviewer.  The current economy doesn’t help matters, either. A few missing weeks, months or [...]

Are you a recent graduate nearing the big day, busily getting resumes out to potential employers? Or, have you been in the job scene for a while, contemplating a move in another direction? Regardless of your situation, you’re wondering whether to add your GPA. The general rule of thumb is for recent graduates to list [...]

Would you like to give yourself a raise? If you normally get a large tax return, perhaps you should take another look at your W-4. This is the form you fill out as you prepare to start your new job. The “allowances” on the W-4 tell your employer how much federal income tax to withhold [...]

Announcement of the new Vertex42 Money Manager – a free powerful Money Management spreadsheet that can be used in place of other money management software.

One way to know if you want to follow a blog, listen to a talk-show, or even become someone’s friend, is to find out if the principles you want to live by match up with the other person. So, here is Vertex42’s list of personal finance principles. Update 10/27/2015: I’ve added the Principle of Sufficiency [...]

Snowflaking has surfaced as a new popular term related to debt reduction. I would like to take some time to explain what this means, and how you can add “snowflakes” using the Debt Reduction Calculator. Snowflaking is basically just a new term for an old concept: Making frequent, small, one-time extra payments towards your debt. [...]

If you budget, surely you’ve had to deal with the problem of how to track your savings goals. Do you do it within your budget somehow? Do you try to make Quicken do what you want? Perhaps you’ve tried the new Mint.com service? Part of the problem with tracking savings goals comes from trying to lump all [...]