Need to create a project schedule? Try our Gantt Chart Template!
Vertex42 provides many different spreadsheet templates to help you manage your money. This part of the blog is for sharing and discussing money management principles including budgeting, debt payoff strategies, and savings goals. You may also find ideas for ways to increase your income. If you are familiar with Excel, check out our templates via the following category pages:
Vertex42 has developed a new Savings Snowball Calculator to help you plan how to reach your savings and debt payoff goals. This article provides some background on the savings snowball concept and explains some of the features of the calculator. Questions and comments are welcome.
Taking a break from Excel tutorials, this article compares paying off credit card debt to investing. Take an in-depth look at interest rates, liquidity risk, limited return, risk of principal loss, and tax efficiency. Perhaps debt payoff is really my best investment.
A place to provide feedback and discuss the new weekly budgeting templates on Vertex42.com.
Vertex42’s free Debt Reduction Calculator helps you create a plan for paying off your debts using a variety of different strategies. What strategies have worked best for you?
In this last part of our 4-part series, we’re presenting 11 final ideas for making money through small businesses or side jobs.
In parts 1 and 2 of our Ideas for Earning Extra Money series, we researched and presented 20 money-making ideas. This week will bring the total to 30.
In Part 1 of this series, we presented 10 ideas for bringing in some extra income. Here are 10 more.
The first of a 4-part series providing ideas for ways to earn additional income. This week mentions tutoring, pet sitting, photography, arts and crafts, and more.
Passive income means having your money work for you, rather than you working for your money. Learn about 15 ways to generate passive income and see if they fit within your lifestyle.
To help those who are using Vertex42’s budget templates and money management tools, we’ve compiled a huge list of effective ways to save money and help you stick to your family budget.
This article explains how to use the Debt Reduction Calculator to calculate the Monthly Payment that will help you reach your goal of paying off your debt in X number of years or months.
Have you made your new year’s financial resolutions? Many people pledge to do better with their finances around this time of year, but they just don’t know where to start.
Find out the inside scoop on biweekly mortgage payment plans, how to choose a service provider, and some of the fees to watch for.
If you have kids, you’ve probably tried various methods to help your younger kids save and manage their money. We started out using the envelope method, but that wasn’t working for us. The problem with the envelope method was that [...]
If you are interested in getting completely out of debt, paying off your mortgage may be the largest hurdle. Here is a list of strategies for paying off your mortgage early. Most of these strategies can be evaluated using the [...]
Just because it’s a little too soon to put up the Christmas tree or break out the stockings and Holiday decor, doesn’t mean it’s too soon to create your Christmas gift budget. If you start saving now, it will help you [...]
How will you help your child save for college? This could be a scary thought. For one thing, most people have no idea how much college is going to cost years from now when their child starts attending. The actual amount is as varied as [...]
Answering the question “How much do I need to save for retirement?” requires you to estimate how much you think you could live on after you retire. But, don’t forget about inflation. If you think you could live on $75,000 [...]
So you’re planning the biggest day of your life. This is an important occasion and naturally you want it to be special. But, how do you plan a wedding that isn’t going to start you out financially ruined? You may [...]
Would you like to give yourself a raise? If you normally get a large tax return, perhaps you should take another look at your W-4. This is the form you fill out as you prepare to start your new job. [...]
Announcement of the new Vertex42 Money Manager – a free powerful Money Management spreadsheet that can be used in place of other money management software.
One way to know if you want to follow a blog, listen to a talk-show, or even become someone’s friend, is to find out if the principles you want to live by match up with the other person. So, here [...]
Snowflaking has surfaced as a new popular term related to debt reduction. I would like to take some time to explain what this means, and how you can add “snowflakes” using the Debt Reduction Calculator. Snowflaking is basically just a [...]
If you budget, surely you’ve had to deal with the problem of how to track your savings goals. Do you do it within your budget somehow? Do you try to make Quicken do what you want? Perhaps you’ve tried the [...]
