One way to know if you want to follow a blog, listen to a talk-show, or even become someone’s friend, is to find out if the principles you want to live by match up with the other person. So, here is Vertex42’s list of personal finance principles. Update 10/27/2015: I’ve added the Principle of Sufficiency [...]
Jon Wittwer
What is a Debt Snowflake?
Snowflaking has surfaced as a new popular term related to debt reduction. I would like to take some time to explain what this means, and how you can add “snowflakes” using the Debt Reduction Calculator. Snowflaking is basically just a new term for an old concept: Making frequent, small, one-time extra payments towards your debt. [...]

